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In observance of Thanksgiving, please note that all U.S. stock markets and Bank of America Merrill Lynch offices will be closed on Thursday, November 26, 2015. In addition, all U.S. stock markets will close at 1:00 P.M. (Eastern) on Friday, November 27, 2015. Regular business hours will resume on Monday, November 30, 2015.

Note: Benefits OnLine® and the Interactive Voice Response system will remain available.

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