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In observance of the Presidents' Day holiday, please note that all U.S. stock markets and Bank of America Merrill Lynch offices will be closed on Monday, February 15th, 2016. Regular business hours will resume on Tuesday, February 16th, 2016. Note: Benefits OnLine® and the Interactive Voice Response system will remain available.

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When it comes to decisions about how to handle household finances, couples are likely to encounter as many emotional considerations as practical ones.
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